Whether you’re budgeting for the holiday season, or just want to learn more about your financial habits, a “no-spend” month might be exactly what you need.

Exposing children to Science, Technology, Engineering, and Mathematics (STEM) from a young age can help foster their creativity, critical thinking skills and motivation. It can also open the door to future careers.

By 2025, it is estimated that there will be around 3.5 million STEM job openings, and 2 million of these jobs will ultimately be left vacant due to lack of qualified STEM professionals. This shortage is partly because many children aren’t exposed to STEM enough to feel confident pursuing a career in that industry.