10-Month CD1

Boost your savings by earning 5.00% APY2 

Let our 10-Month CD give your savings goals a boost. Easy to open online or in-branch, our 10-Month CD enables you to earn a great fixed rate on cash you want to stash away. 

10-month CD offer details:

  • Earn an incredible 5.00% APY 
  • Minimum deposit of $100 to open 
  • Open to new3 and existing members 
  • Renews as 6-month CD at time of maturity unless otherwise requested

Ready to take advantage of this great rate? Get started below.
 

Not a member yet?

OPEN NEW MEMBER 10-MONTH CD

 

Already a member?

OPEN EXISTING MEMBER 10-MONTH CD


1Deposits at Ardent are Federally Insured to $250,000 by NCUA (National Credit Union Administration) a U.S. Government Agency. CD interest is calculated by the daily balance method, which applies a daily periodic rate to the principal in the account each day. Interest is compounded and credited monthly. All Certificate interest rates are fixed for the term of the Certificate. The Annual Percentage Yield is based on the assumption that dividends will remain on deposit until maturity. Premature withdrawal will reduce earnings. A SUBSTANTIAL PENALTY IS IMPOSED if certificate funds other than interest are withdrawn before the maturity date. The penalty is equal to the smaller of the following two amounts: interest since the date of issuance or renewal or an amount equal to 180 days of interest on the amount withdrawn. Any fee imposed may reduce the earnings on your account.  The dividend rates and Annual Percentage Yields may change at any time at the discretion of the Ardent Federal Credit Union Board of Directors. The Credit Union reserves the right to require members to give, in writing, not more than 60 days notice of intention to withdraw the whole or any part of the amounts so paid in by them except for those amounts paid into Checking Accounts.

2APY = Annual Percentage Yield. Rate subject to change at any time. 

3Must meet membership eligibility.