SaveUP Account

Level UP your savings with our tiered-rate savings account

Supercharge your savings habit with a SaveUP Account. This hardworking savings account can help grow your nest egg by earning great rates on four tiers based on your account balance.

SaveUP Account details:

  • Earn up to 3.50% APY1
  • Open with a $5 minimum deposit
  • Penalty-free on-demand access to your savings – add funds at any time
  • No monthly maintenance fees
  • Maximum deposit of $1,000,000
  • Limit one account per person

Open My SaveUP Account

 

Savings

Rates effective starting: July 17, 2026

Product Minimum to Open Annual Percentage Yield1 Interest Rate
Ardent Savings $5.00 0.01% 0.01%
Business Savings Account (up to $250,000) $5.00 0.01% 0.01%
Business Savings Account (over $250,000) $5.00 0.01% 0.01%
Holiday/Vacation/Savings Club $5.00 0.01% 0.01%
Health Savings Account $0.00 0.01% 0.01%
Rookie Account– ages 0-12 $5.00 1.00% 0.995%
Stash Account – ages 13-26 (up to $2500) $5.00 1.50% 1.485%
Stash Account– ages 13-26 (up to $5000) $5.00 2.00% 1.980%
Stash Account– ages 13-26 (over $5000) $5.00 2.50% 2.465%
SaveUP Account ($0-$25,000.00) $5.00 2.00% 1.980%
SaveUP Account ($25,000.01-$50,000.00) $5.00 2.00% 1.980%
SaveUP Account ($50,000.01-$100,000.00) $5.00 2.00% 1.980%
SaveUP Account ($100,000.01-$500,000.00) $5.00 2.75% 2.715%
SaveUP Account ($500,000.01 -$1,000,000) $5.00 3.50% 3.445%

1Rates are subject to change at any time without notice. Membership eligibility and requirements apply. Fees may reduce earnings.

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1APY = Annual Percentage Yield. Limited-time only. Offer subject to change at any time.