Smart, affordable banking is worth sharing.

And now, sharing comes with benefits.

With our Referral Program, you can get rewarded with cash when you successfully refer someone who joins. As a thank you, we’ll give you $50 for every friend or family member who joins using your personal referral link and meets the referral requirements. We’ll welcome them with $50, too.

Get Started

Why refer Ardent?

• Earn $50 for each successful referral

• Your friend earns $50 for joining

• Earn up to $500 per year

• No limit on how many people you can refer

• Easy to share and easy to track

How it works

    • Enter your email and required information to register and generate your referral link
    • Share your personalized referral link with friends and family
    • Your friend uses your link to join Ardent and open a new checking account
    • Your friend completes 8 or more debit card purchases totaling at least $200 within the first 60 days of account opening.
    • You both receive $50 deposited into your Ardent accounts within 90 days of account opening

Once you register for the Referral Program, you will also receive a welcome email containing your link, so there’s no worry about losing it. You can track your referrals and rewards status online anytime.




Ready to share Ardently?

Click below to generate your personal referral link and start earning.

Get Started

FAQs

Any Ardent member age 18 or older can refer a new member through the Referral Program. Ardent employees and Board members are not eligible.
You can refer as many people as you want, but you can earn rewards for up to 10 successful referrals per calendar year.
You earn $50 for each successful referral, up to $500 per year.
Your friend must use your referral link to join Ardent and open a new Ardent checking account. They must complete at least 8 debit card purchases totaling $200 or more within the first 60 days of account opening.
There are multiple ways to qualify for Ardent membership, allowing almost anyone to join. For more information about becoming a member, visit our eligibility page.
Your friend must open one of the following to qualify: Cashback Checking, High-Yield Checking, Free Basic Checking or a Cash Account. 
Rewards are deposited within 60-90 days of your friend’s account opening. This range includes the 60-day qualification period and a processing period of up to 30 days.
Your $50 reward will be deposited into the Ardent account you choose. Your friend’s reward will be deposited into their new checking account.
After you register, your personal referral link will be displayed on screen and emailed to you. You can also access it online anytime. To earn referral rewards, make sure the friends you refer use that link to open their account.
To be eligible for referral rewards, your friend must use your personalized referral link when they join Ardent.
Yes. You can log in to view your referral activity and reward status at any time.